Guides

What is the Impact of Global Conflicts on Currencies and Your Remittances

In light of growing troubles in the Middle East between Israel, Palestine, and their neighbors, along with the ongoing tiffs between Russia and Ukraine, the currency market is feeling uneasy. If you're someone sending money home, the ev...

OFWs: Sending Remittances to the Philippines—An Expert's Guide for the Best Rates in PHP

You've likely navigated various advice columns on sending money to the Philippines. Let's move past the basics. The Philippines has its own set of financial rules and a massive OFW population. Here’s your guide to understanding and optimising your remittances in Philippine Pesos (PHP) back home.

TL;DR:

• The Philippines operates on unique financial ground, heavily influenc...

Sending Money to Kenya: How to Maximise Impact for Each Shilling Sent

For Kenyans living abroad, "Pesa Nyumbani" isn't just a transaction—it's a commitment to family and community back home. How can you ensure that each shilling sent serves its intended purpose? This guide dives into the advantages and limitations of using M-Pesa, explores the diverse banking landscape in Kenya, and provides actionable insights. Whether it's for urgent needs or significant invest...

Why Small and Large Providers May Differ in International Money Transfer Costs

Transferring money across borders is a common necessity for small to medium businesses (SMBs), recent immigrants, or individuals with an international circle of friends. However, the speed, cost, and convenience of these transactions can vary widely depending on the service provider chosen. Established financial giants like HSBC, Barclays, and Western Union often don't offer the same pricing or...

Real-Time Payments Are a Better Way in International Money Transfers

Transferring money has always had its share of headaches, especially when it comes to waiting for the funds to clear. Real-Time Payments (RTP) systems are changing the game, making the process of sending and receiving money almost instant. We will explain the technical magic behind RTP, which makes it a much more efficient solution in the financial industry.

TL;DR:

• RTP s...